How to spot fraudsters when looking for a rented flat in Rīga
Updated 05.10.2026.
A fraudster posing as a landlord usually wants one thing: for you to transfer money before you have seen the flat. The State Police (Valsts policija) has been warning about this for years (Valsts policija, 29.04.2021), and the scheme changes little.
What the scheme usually looks like
- The price is lower than for similar flats. A cheap offer attracts many callers, and the fraudster only needs a few who pay.
- The "owner" is abroad or in another city and cannot show the flat. They promise to send the keys or hand them over "after payment".
- They ask for a reservation fee, an advance or a security deposit (drošības nauda) before a viewing. In 2015 fraudsters asked for 15% of the monthly rent "for a reservation"; in another case in Jelgava they asked for a 100 euro deposit and a personal identity number (personas kods) for a flat that belonged to someone else (TV3, 2015).
- The photos are taken from other listings. In 2021 the State Police completed an investigation into a man who posed as an estate agent, used photos found online and took money for a "reservation". There were at least 37 victims, usually about 200 euros each (Valsts policija, 29.04.2021).
- They rush you. "There are three more people interested", "you have to decide today".
- They ask for documents or your personal identity number in the very first conversation, or send a link where you are to "confirm" a payment.
What to check before any payment
1. View the flat in person. The State Police advises not to transfer money or make any payments before you have seen the flat in real life and signed the tenancy agreement (Valsts policija, 29.04.2021). If you cannot come, ask an acquaintance, or ask for a video call from the flat showing the stairwell door number and a window onto the street. A video call does not replace a viewing, but it can filter out some fake listings.
2. Check the owner in the Land Register (zemesgrāmata). The Land Register is open to everyone, and its entries are publicly reliable (Zemesgrāmatu likums (Land Register Law), article 1). On the zemesgramata.lv portal you can find the flat by address or cadastral number and, for a fee, look at its folio (nodalījums): the whole folio costs 5.20 euros, one part 1.70 euros (Court Administration price list for paid services; Land Register frequently asked questions). The owner's first name, surname and personal identity number are in the second part of the folio (Land Register Law, articles 14 and 16). Compare this with the person who is talking to you and who will sign the agreement. If someone else is letting the flat, ask on what basis (for example a power of attorney), and ask to see it.
3. The agreement is in writing. A tenancy agreement is made in writing, and the only basis for living in a rented flat is an agreement made in writing (Dzīvojamo telpu īres likums (Residential Tenancy Law), articles 6 and 7). If the landlord says no agreement is needed, that is a sign to stop.
4. Pay by bank transfer to the owner's name. The account holder must be the same person who is in the agreement and in the Land Register. Since 9 October 2025 your bank checks, before each transfer, whether the payee's name matches the account number and shows you the result; the decision whether to pay remains yours (Latvijas Banka, 02.10.2025). If the bank reports a mismatch, do not transfer. Do not pay in cash without a receipt, in cryptocurrency, through money transfer services or via a link the landlord has sent you.
5. Do not give your personal identity number or copies of documents before a viewing. The aim of fraudsters is often to get people to reveal their personal or financial data (Valsts policija, 29.07.2025). During the selection of candidates, the landlord does not need your personal identity number (Datu valsts inspekcija, 07.05.2025).
If you have paid a fraudster
- Contact your bank immediately and ask it to stop or recall the payment. The sooner, the better the chance. In some internet banks, for example SEB, you can recall a payment yourself; this does not guarantee you will get the money back, but it starts the process (SEB).
- Report it to the State Police. You can submit a written report on the latvija.gov.lv portal with your e-address, signed with eParaksts to pasts@vp.gov.lv, or by post to any State Police unit. If the situation is urgent, call 112 (Valsts policija, "Kā ziņot policijai"). Fraud is a criminal offence (Krimināllikums (Criminal Law), article 177).
- Keep everything: a screenshot of the listing and its link, the messages, the phone number, the account number, the payment order.
- Report the listing to the listings portal, so that it is removed and others are not harmed.
If the police refuse to open criminal proceedings, they take a decision and inform you of it. You can appeal this decision to a prosecutor within 10 days of receiving the notice (Kriminālprocesa likums (Criminal Procedure Law), article 373; LV portāls, 25.02.2026).
Sources
- Zemesgrāmatu likums (Land Register Law), articles 1, 14 and 16, Saeima, likumi.lv
- Dzīvojamo telpu īres likums (Residential Tenancy Law), articles 6 and 7, Saeima, version in force from 01.07.2026
- Krimināllikums (Criminal Law), article 177, Saeima, likumi.lv
- Kriminālprocesa likums (Criminal Procedure Law), article 373, Saeima, likumi.lv
- Court Administration price list for paid services, Cabinet of Ministers Regulation No. 343, 20.06.2017
- Frequently asked questions, Zemesgrāmata (Tiesu administrācija), accessed 05.10.2026
- The State Police completes an investigation into the serial defrauding of flat tenants, Valsts policija, 29.04.2021
- The State Police calls on the public to think critically and recognise fraud risks, Valsts policija, 29.07.2025
- How to report to the police, Valsts policija, accessed 05.10.2026
- The requirement to check that the name and account number match before making a payment comes into force, Latvijas Banka, 02.10.2025
- What information may be requested from prospective tenants when letting property, Datu valsts inspekcija, 07.05.2025
- If fraud has taken place, it must be reported to the police, LV portāls, 25.02.2026
- Financial scam traps: how to protect yourself, SEB, accessed 05.10.2026
- Fake flat owners try to swindle money from prospective tenants, TV3, 13.01.2015
- A victim's story: on Ss.lv a man poses as a flat owner and tries to swindle money, TV3 Degpunktā, 01.07.2015